Have you fallen behind with the mortgage payments, or run up huge credit card debts? In today's world, it's easily done. Companies are happy to loan large amounts to people who may not be able to afford to pay the money back. Employment uncertainty means that redundancy can have a serious effect on your income and standards of living and rising interest rates put pressure on the affordability of mortgage payments. Finding the right debt management solution can be difficult, but at Discount Property Auction we can help.

Finding a flexible debt management solution

If your aim is to pay your debts off as soon as possible, you need a debt management solution that gives you a cash lump sum. You won't want to take out another loan, because the last thing you need is to be tied into yet another lender. As a homeowner, most of your money is tied up in your property, which is why it could make perfect sense to sell your property, raising the money you need so that you can pay off your debts.

Discount Property Auction has a solution that allows you to sell your home without the hassle of using an estate agent. Benefits include:

• No marketing – you can put your property for sale online. This means there's no need for a "for sale" sign outside your home, or for details to appear in the paper or on an estate agent's website. You don't have to show people around your home either.

• Fast sale – the direct nature of the sale means that it can complete quickly. There are buyers waiting for a property like yours, and they often have the funds ready and waiting, which can speed up the sale process.

• Advice – we don't just give you a debt management solution, we give you practical help and advice. We offer a debt counselling service and we're happy to talk to lenders on your behalf to arrange new payments and to arrange for your debts to be paid off completely.

If you need help to sell your property so you can sort out your debt, contact us at Discount Property Auction. We're committed to helping you, whatever your circumstances. If you want to sell your home, you can use our dedicated online auction facility, which allows you to upload your property yourself and put it in front of genuine, interested buyers. Call us now on 0800 1313 999 or email admin@discountpropertyauction.co.uk to arrange a valuation today.